Flexible Financing Options for Your Dream Deck

From no-interest promotional periods to extended payment plans, our financing options make it easier than ever to create your perfect outdoor space.

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Financing That Works for You

We offer a variety of financing plans to suit your budget and timeline. Qualify for no interest if paid in full within 12 or 18 months* or take advantage of extended terms with equal monthly payments over 48 or 96 months. With a 20% down payment and credit approval, you’re one step closer to your dream deck.

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Affordable Deck Financing Made Simple

Don’t wait to create your perfect outdoor space. With Wells Fargo Home Projects®, you can choose a plan that fits your budget while enjoying professional craftsmanship from Gerger Construction.

How to Finance Your Project

Getting started with financing is simple and straightforward. Follow these steps to bring your vision to life

Get Your Estimate

Schedule a free consultation to receive a detailed project quote.

Secure Financing

Click the Wells Fargo Home Projects® button to apply for financing from the comfort of your home.

Start Building

Once approved, we’ll begin creating the outdoor space you’ve been dreaming of.

Wells Fargo Home Projects®

The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases with approved credit

*Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 4/15/2024 and is subject to change. For current information, call us at 1-800-431-5921

We Also Have Other Flexible Options Available

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Frequently Asked Questions

What financing options do you offer?

We offer several financing plans through Wells Fargo Home Projects®, including no interest if paid in full within 12 or 18 months* or special rates with equal monthly payments for 48 or 96 months.

Do I need a down payment to qualify for financing?

Yes, a 20% down payment of the total project cost is required to secure financing. This helps streamline the approval process and ensures your project gets started quickly.

How do I apply for financing?

Applying is simple! Click the Wells Fargo Home Projects® button on our website to access the online application. Complete it from the comfort of your home and receive quick approval.

What happens if I don’t pay off the balance within the promotional period?

If the balance isn’t paid in full within the promotional period, interest will be charged from the purchase date at the APR for purchases, which is currently 28.99%.*

Is there a minimum monthly payment required?

Yes, minimum monthly payments are required during the promotional period. Keep in mind that paying only the minimum may not fully pay off the balance before the period ends, so planning ahead is recommended.